You set thevision.You set the vision.We'll conquer the rest.
The expert financial planner in your pocket, turning your goals into a plan you can actually follow.
For four years, you've been deciding to deal with it next weekend.We'll take it from here.
Your first financial plan, built in minutes. No credit card required - Cancel anytime
Ask anything about your money...
I'll check the full picture before anything changes.
Secure by design
Hand it over. We'll map the path.
Stop carrying the questions at 3 AM. Hand them over once - we'll keep doing the work so you can stop running the numbers in your head.
When can I retire comfortably?
Age 59 with $2.7M - we mapped the path.
3 years earlier than your default path
How much home can I afford?
Up to $650K in 18 months - we ran the math.
$4,500/month is your sweet spot
Am I financially secure?
Yes - 8-month emergency fund already in place.
Stronger financial health, automatically tracked
I've analyzed your accounts and savings rate. Here's your outlook:
Yes, at age 59
Projected Nest Egg: $2.7M
Monthly Save
$1,200
Confidence
94%
Illustrative examples. Results vary. For informational purposes only.
Planning at the speed of life.
Your life isn't a spreadsheet. Don't plan it in one. Just tell us your dreams, and we build the math.
Type your dreams—we'll build the plan.
“”
You talk. We listen.
Skip the forms. Just describe your life - your goals, your worries - in plain English. We turn it into a real plan.
We do the math.
Cash flows, savings targets, tax-aware projections. We translate your words into numbers - so you never have to.
We keep it current.
Life changes fast. Tell us once - your entire plan, budget, and goals update in seconds.
One expert. The whole financial picture.
Wealth Architect isn't just a chatbot. It's a full financial team: building your plan, tracking your goals, designing your budget, cleaning your data, and running your projections. You hand it over once. We keep working.
What is a "good month" to you?
“”
We design your Good Month.
Most budgets fail because they are restrictive. We design a Good Month around your values, then automate the tracking and pacing so you never have to.
Just Ask.
Real questions. Real answers. Real action.
“What's the optimal withdrawal sequence from my accounts to minimize lifetime taxes while ensuring I don't run out of money?”
“What if I cut my restaurant spending by $200/month? How would that impact my retirement age and target?”
“If I take this new job offer, buy a home in 3 years, and have a second child, how does that affect my retirement timeline?”
“When should I claim Social Security and how should I coordinate it with my spouse's benefits to maximize our lifetime income?”
And that's just the beginning. Our AI runs 100+ distinct models per query.
You don't fix categories. We do.
Your budget and plan only work if the data is right. We enrich and categorize every transaction so you don't have to - ~92% accuracy on common spending patterns.
Accuracy is an internal benchmark on typical consumer transactions. Results vary.
Doing it alone
Handed over to us
We Do It“”
Intelligence you can trust.
We built an unbreakable scaffolding of financial logic around AI—the brilliance of conversation with the precision of a calculator.
The Intelligence Engine
Institutional-grade financial modeling, accessible to everyone.
Tax-aware projections + Monte Carlo
Year-by-year projections with tax modeling, Social Security, and optional Monte Carlo stress testing.
Multi-Agent AI
Specialized AI agents work together: budgeting, planning, coaching, investing.
Always up to date
Update your income, expenses, and life events and see your 40-year projection refresh instantly.
Your Data, Protected
We never sell your data. Bank-grade security with read-only access.
"Think of it as a brilliant conversationalist who must use a calculator for all the math. The freedom to be creative, without the freedom to be wrong."
$17 a month.
Everything included.
Free for 30 days, no credit card. Then $17 a month — one membership, one simple price. No tiers to pick, no upgrades to chase.
$17
per
month
First 30 days free. No credit card.
Every feature unlocked — plan, budget, transactions, projections, AI.
Start Your Free MonthCancel anytime·Read-only bank access·2,400+ joined
Built for the gap between spreadsheets and a $2,500 advisor.
High-quality roadmaps shouldn't be locked behind a $500k minimum.
DIY spreadsheet | Human advisor | Wealth Architect | |
|---|---|---|---|
| Personalized financial plan | |||
| Tax-aware optimization | |||
| Updates as your life changes | manual | quarterly | anytime |
| Plans for life events (kids, home, college) | |||
| Time to first plan | weeks | 4–6 weeks | 5 minutes |
| Works for $50 or $500k portfolios | |||
| Typical cost | $0 | $2,500+/yr | $17/mo |
Wealth Architect provides financial insights and planning tools, not regulated investment advice.
Questions, answered.
Everything you might want to know before you start.