Your AI-Powered
Financial Advocate.
You describe the life. We build the plan.Expert guidance for everyone—from $50 to $500k. In under 5 minutes, your AI Financial Advocate charts your path to financial freedom.
Free during beta - No credit card required - Cancel anytime
Type your dreams—we'll build the plan.
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Secure by design
From Anxiety to Clarity
You know the feeling. Wide awake at 3 AM, worrying about money. You're not alone. But what if you never had to feel that way again?
When can I retire comfortably?
Age 59 with $2.7M if you save $1,200/month
3 years earlier than planned
How much home can I afford?
Up to $650K in 18 months at current savings
$4,500/month is your sweet spot
Am I financially secure?
Yes, with 8-month emergency fund in place
A stronger financial health score
I've analyzed your accounts and savings rate. Here's your outlook:
Yes, at age 59
Projected Nest Egg: $2.7M
Monthly Save
$1,200
Confidence
94%
Illustrative examples. Results vary. For informational purposes only.
Planning at the speed of life.
Your life isn't a spreadsheet. Don't plan it in one. Just tell us your dreams, and we build the math.
Type your dreams—we'll build the plan.
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Natural language
Skip the forms. Just describe your life, your goals, and your worries in plain English.
Instant translation
We translate your words into financial events, cash flows, and savings targets automatically.
Living plan
Life changes fast. When it does, just tell your advocate. Your entire plan updates in seconds.
A complete financial operating system.
Wealth Architect isn't just a chatbot. It's a suite of professional-grade tools—Plan, Budget, Ledger, and Projection—all powered by a shared intelligence.
What is a "good month" to you?
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Design Your Good Month
Most budgets fail because they are restrictive. We help you design a "Good Month" based on your values, then automate the tracking.
Just Ask.
Real questions. Real answers. Real action.
“What's the optimal withdrawal sequence from my accounts to minimize lifetime taxes while ensuring I don't run out of money?”
“What if I cut my restaurant spending by $200/month? How would that impact my retirement age and target?”
“If I take this new job offer, buy a home in 3 years, and have a second child, how does that affect my retirement timeline?”
“When should I claim Social Security and how should I coordinate it with my spouse's benefits to maximize our lifetime income?”
And that's just the beginning. Our AI runs 100+ distinct models per query.
Stop fixing categories.
Wealth Architect enriches and categorizes transactions so your budget and plan run on reality—not messy merchant strings. ~92% categorization accuracy on common spending patterns.
Accuracy is an internal benchmark on typical consumer transactions. Results vary.
The Old Way
The Wealth Architect Way
Automated“”
Intelligence you can trust.
We built an unbreakable scaffolding of financial logic around AI—the brilliance of conversation with the precision of a calculator.
The Intelligence Engine
Institutional-grade financial modeling, accessible to everyone.
Tax-aware projections + Monte Carlo
Year-by-year projections with tax modeling, Social Security, and optional Monte Carlo stress testing.
Multi-Agent AI
Specialized AI agents work together: budgeting, planning, coaching, investing.
Always up to date
Update your income, expenses, and life events and see your 40-year projection refresh instantly.
Your Data, Protected
We never sell your data. Bank-grade security with read-only access.
"Think of it as a brilliant conversationalist who must use a calculator for all the math. The freedom to be creative, without the freedom to be wrong."
Ready to stop guessing?
Join the waitlist. We're inviting users in waves.
Dream. Plan. Live.
Questions, answered.
The most common questions we hear from people like you.